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Posted Nov 25th, 2011
How do we proceed when our car was hit by a moped? Moped driver does not have insurance so we are
concerned about claiming this to our insurance co.

Additional Details:
Car driver was out of the driveway and onto road when moped hit the passenger side back panel.
Moped driver said on police report that he was not paying attention to the road when accident
occurred. We would like to know what steps are needed to take in order to claim for the
damage(s) to our car.
Legal Topic Area: Motorcycle Accidents in HI

Your two choices are to go through your own insurance company which would leave the problem of collecting from the at fault driver their problem, or trying to collect from him yourself. I suggest you discuss this with your insurance agent before you make a decision. It would be helpful to know whether this will impact your insurance premiums.
Good Luck


Answered on Nov 25th, 2011 at 7:34pm