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Posted Jan 11th, 2012
I am a member of a non-profit garden club in Md. that doesn't have liability insurance. For the
protection of our members & the public, shouldn't we?

Additional Details:
We thought we had insurance but was just advised we do not. We have about 30 members, 6 of which
are officers. Most of our functions are hosted in a state building but several times a year we have
functions elsewhere and the general public is invited to attend. I am an officer and If someone
gets hurt, I don''t want to take the change that I or any of our members could be sued. Am I
over-reacting? Your thoughts please.
Legal Topic Area: Personal Injury in MD

Your concern is a reasonable concern and it is definitely something your club should explore, If someone did get hurt at one of your events then a lawyer like myself would look everywhere we could for liability and money to compensate the injured person. Liability insurance is usually very reasonable, and it is the best way to protect yourself and your members.

Palm Desert Attorney Kevin Cortright Practicing Bankruptcy, Personal Injury and Workers Compensation


Answered on Jan 12th, 2012 at 1:22am