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Posted Feb 11th, 2012
I was involved in a 4 Car accident, I was the car in the back, as i was driving down the street I
did not see any brake lights from the car in front.

Additional Details:
I believe that when i rear end him he had already rear ended the car in front of him. The car I was
driving belongs to my brother and I was not on his policy. So his insurance cancelled him because he
didn''t list me as living in the same residence as him. Now the guys insurance who was in front of
me found me to be at fault which i don''t believe is right since there was no brake lights to
indicate he was stopped. So two days ago i received a letter from the guy i rear-ended demanding i
pay his 1,300 dollars for whatever his insurance did not cover. He had Uninsured Motorist Coverage.
Then yesterday I received a letter from his insurance stating that I need to pay them 3,700. I am
not employed and have no type of income and they are both threatening with sueing me. What can I do
in this situation?
Legal Topic Area: Automobile Accidents in CA

This is one of the things that happens when we don't have auto liability insurance. How you proceed depends on your willingness to resolve the claim as opposed to putting up with phone calls, letters, a lawsuit, and other steps which go into collecting a debt like this.

I think your claim about the brake lights not activating will likely have very little effect on the determination of fault. There are situations under which this could be persuasive, and many under which your claims would be falling on deaf ears.

Many of the attorneys who represent insurance companies in cases like yours will work out payment plans to resolve these claims. You will have the best chance of working out favorable terms if you do it before there is actual litigation, commit to reasonable terms that you can afford (be honest with the collection attorney) and follow through on your commitment.

Good luck!

Brian Chase

BISNAR|CHASE, Personal Injury Attorneys.
http://www.BestAttorney.com
http://www.California-Lawyer-Attorney.com

800-956-0123.


Answered on Feb 14th, 2012 at 4:19pm