You may very well have a claim against your own insurance company for uninsured motorist coverage. Every state has unique laws regarding uninsured motorist insurance and when the coverage will apply. If you had an umbrella policy, it is possible that you have coverage for your injuries under that policy if the driver who was at fault either did not have insurance, or was underinsured. I would instruct you to contact an experienced personal injury attorney in your jurisdiction to assist you in this determination. Keep in mind that there are deadlines for making claims, so you should act quickly.

Chip Clark is an Indianapolis injury attorney, who practices throughout the state of Indiana.