Simply put, collision covers the repair or replacement of a damaged vehicle after an accident, regardless of who was at fault in causing the collision. Collision does not have a stated limit but covers up to the fair market value of the covered vehicle, less the deductible you choose.
The deductible is the amount of the loss that you agree with the insurance company to be...
Read More
For insurance claims purposes, the most important question to be answered after a multi-vehicle accident is, “Who’s at fault?” The answer will determine whose insurance is responsible for what. Will the other driver’s insurance company have to pay for your property damage losses and bodily injury losses ), or will your...
Read More
It’s bad enough that we each have to keep up with pesky receipts and earning statements so we can file our taxes. Now it seems that we must all be extra careful when driving around during tax filing season! While there are many possible reasons why our chances of being in a wreck at this time of year may go up, suffice it to say, many of us are more nervous than...
Read More
Far too many accidents are caused by cars with defective parts and people who fail to properly maintain their vehicles. If you think your car is putting you at risk for an accident, consider glancing through the government’s
Read More
