Maria Cavalluzzi Personal Injury Law Blog on Lawyers.com

Do you have Uninsured Motorist Coverage?

Wednesday, September 2, 2009 by Maria Cavalluzzi


With so many uninsured driver’s on the roads, Uninsured and Underinsured Motorist Coverage should be an essential element of your car insurance policy. As careful as you are as a driver, you are exposed every day to negligent, careless and even reckless driver’s who may be uninsured, or, if they are insured, they have a minimum $15,000/$30,000 policy that will NOT provide you with adequate coverage if and when you are involved in a medium to high impact car accident with one of these underinsured motorists. As an individual, you will only be entitled to the other driver’s insurance policy limits of $15,000, unless your own policy provides you with additional coverage. And, should your family or friends be in the car with you, you will all come up short.

Be prepared. Make sure your own policy provides you with uninsured motorist coverage in amounts greater than the minimum required by law. As an experienced Los Angeles auto accident attorney, I would suggest a policy that provides at least $100,000 per person and $300,000 per accident in personal injury coverage. That way, should you be hit by one of these reckless driver’s whose policy is insufficient to cover serious injury, you know you will be covered by your own insurance policy. Once you have a car insurance policy, the additional cost to add uninsured and underinsured motorist coverage is minimal and well worth it.

Article provided by Los Angeles auto accident lawyer Maria Cavalluzzi. Call 866-959-7304 for legal help with a car accident in Los Angeles

Posted at 13:39 PM
Topic: Personal Injury
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