Richard D. Chamberlain Personal Injury Law Blog on Lawyers.com

Auto Accidents and Dealing with Insurance Companies

Monday, October 26, 2009 by Richard D. Chamberlain

Dealing with an insurance company while you are trying to recover from injuries after an accident can be overwhelming and confusing. To help make the process easier, you should follow a few simple steps when dealing with your insurance company or the insurance company of another.

Hire an Attorney: Having an attorney assist you in negotiations with your insurance company can be invaluable. Your attorney can focus on getting you the settlement you need and deserve while you recover from your injuries. An accident attorney can help you communicate effectively with your insurance company and receive a fair settlement on your behalf.

Gather Evidence: The more evidence you have to prove your claim the easier it will be to receive a fair settlement. You or your attorney should investigate and gather as much evidence as possible to present to your insurance company. This evidence may include police reports, doctor’s reports, and bills for medical expenses and damages.

Aim High: When you file a claim for compensation, you should aim high in the amount you are seeking. During negotiations this amount will be reduced to an amount that both parties can agree on. Asking for a large amount will give your attorney and your insurance company more room to negotiate.

Read and Understand Everything you Sign: During negotiations your insurance company may present you with documents they want you to sign and agree to. Before signing anything, read it thoroughly and make sure you understand all of its terms. Speak with your attorney to make sure that what you are signing is in your best interest and will not prevent you from receiving a fair settlement.

Following these simple tips can make dealing with an insurance company much simpler and easier during a difficult time. If you have any questions, always consult your attorney and ask their advice.

This article has been provided by the New Hampshire personal injury lawyer of Rich Chamberlain.

1 New Hampshire Ave. Suite 125 Portsmouth, NH 03801

Posted at 10:17 AM

Topic: Personal Injury