David W. White Personal Injury Law Blog

When there is a motor vehicle accident and somebody is hurt, the first question in the claims process is: How much insurance coverage is there? The primary concern is usually how much bodily injury coverage does the responsible driver have. The answer is usually straightforward, but circumstances can make it complicated.

In Massachusetts, every motor vehicle must be insured for at least $20,000 per person/$40,000 per accident. This minimum amount can be bought for the absolute... Read More

Auto insurance is one of those necessary evils; in Massachusetts, you cannot register your car unless you have the minimum limits required by law. And when the law requires "minimum" they mean it. One is only required to carry $20,000 per person and $40,000 per accident for bodily injury liability insurance. A trip to the emergency room can eat up half of that in just an afternoon, and if the injuries are serious, $20,000 in coverage quickly becomes inadequate.

Even though... Read More

357 Mass. 368 (2011), they probably never envisioned that the winter of 2010-2011 was going to be a contender for the record books. The ruling was a major change in personal injury law for Massachusetts, and all residents and businesses are affected.

The SJC reversed over 100 years of jurisprudence, abolishing the distinction between "natural accumulations" and... Read More