Credit Cards and CashFiling a personal injury lawsuit may get some money to compensate you for what you've been though. However, the process can take several months or even years. Several options can help you pay your bills in the meantime.

You'll Need Money to Live On

The goal of a personal injury lawsuit is to get money from the defendant or the defendant's insurance company to pay you for pain, suffering, medical expenses, lost wages, and other damages. If you can't work, you'll need to find a way to pay your bills in the meantime. In most states, your lawyer is not allowed to lend money to you because that type of arrangement could create a conflict of interest between you and him.

You're Responsible for Attorney Fees and Legal Expenses

Personal injury lawsuits can be expensive, especially if they go to trial. Most personal injury lawyers accept a contingency fee, which means that they are paid only if your case is successful. You won't have to pay up front. If you receive money through a settlement or trial, though, your attorney will deduct an agreed-upon percentage before writing you a check. You will also have to reimburse your lawyer for any money spent on medical records, expert witnesses, and other legal costs.

Financing Companies Offer Cash Advances

Some financing companies offer cash advances for cases they think will be successful. If the case doesn't settle or if you lose at trial, you won't have to repay the money. If you win and receive money from the other party, you must repay the money you borrowed as well as an agreed-upon fee. These fees can be as much as 15 percent a month.

Consider Other Options

If you have good credit, you may be able to take out a personal loan to finance your lawsuit or use existing credit cards. Friends and family members may also be able to help out financially. If you have large medical bills, talk to the doctor, hospital, and other providers to see if they can offer lower payments or allow you to pay the bills over time. Depending on your situation, you may qualify for disability, unemployment, or workers' compensation benefits that could help pay your expenses.

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